The Warning Signs Of A Protection Dog Scam

The clearest warning signs of a protection dog scam are money demanded before you have watched the dog work, a wire transfer or crypto payment with no recourse, video that is not of your dog, and credentials nobody actually issues.

Outright fraud is the easy version to spot, and the FTC covers it well. The harder version is what this page is for. Most of the money lost here is not lost to fraud. It is lost inside transactions where nobody said anything false — the dog was real, the video was real, the deposit was disclosed — and the buyer still ended up with an animal that does not do what they thought they had bought, because the structure of a normal sale asks you to commit before you can evaluate. That structure follows from four facts: no governing body, no standard vocabulary, a price you usually cannot get until you have committed, and a buyer who is usually frightened.

So this page describes practices, not companies. The measure of a seller is never whether their process contains these features. It is what happens to it when you ask.

Deposit Structures That Should Stop You

Almost every bad outcome here is locked in the moment the first payment leaves, because that payment converts you from a buyer evaluating a purchase into an owner protecting a sunk cost.

Money Before The Dog Works

A deposit taken before you have watched the dog do anything is taken before you have any information. Paying to hold a slot in a queue is a business arrangement. Paying to hold a dog you have never seen move is a leap of faith with a receipt.

Non-Refundable, On A Dog Being Selected

A non-refundable deposit on a dog “being selected for you” means no animal is attached to your contract yet, and your money funds somebody’s sourcing trip with no obligation attached to the result. Ask what happens if you decline the dog they present, and get that answer in writing.

The Payment Method Is Chosen For You

The FTC states this one without qualification: “Only scammers say you must pay with gift cards, a payment app, cryptocurrency, or a wire transfer service like Western Union or MoneyGram since it’s hard to get your money back.” And: “Cryptocurrency payments don’t have the same legal protections as credit and debit cards do.” A seller may reasonably prefer a wire for a large balance. One who will take nothing else for the first payment has told you something.

The Number Moves After You Commit

The deposit clears and the arithmetic starts. Delivery was not included. The dog needs a few more weeks, at a rate. The one you were shown went elsewhere and the replacement sits a tier up. Each item may be defensible alone. The pattern is not, and it works because you have already paid.

Somebody Else Is Flying In Tomorrow

Scarcity is real and good dogs genuinely sell. What is diagnostic is whether the urgency survives a question: who is the other buyer, can you be second in line, is the deposit refundable if the dog goes. The FTC closes its alert on animal scams with the general version: “Don’t let scammers rush you into making a decision. Slow down and talk to someone you trust.”

No Written Terms Until The Money Lands

A contract sent after the deposit clears is a contract you did not negotiate. Ask for the full agreement, unsigned, before anything moves, and read the guarantee, the return clause and the support terms while you still have leverage.

Worth reading in the original: Getting a pet? Avoid scams and Wire transfer scams, which puts it as plainly as it can be put: “Wiring money is just like sending cash in the mail. Once it’s gone, you probably won’t get it back.” The line quoted above about being rushed closes the FTC’s alert on animal scams.

Video That Is Not Your Dog

Video begins nearly every one of these purchases and it is the weakest evidence in the transaction, because a clip can only show a moment somebody chose to keep, of an animal you cannot identify. The crude failure does happen — photographs get lifted and reused across vendor sites — and the FTC’s advice to pet buyers settles it in two minutes: “Do a reverse image search to see.”

The far more common problem is footage that is genuine and simply not of your dog. A kennel’s promotional reel is legitimate; it shows the programme, the standard, the decoys. It just arrives in the same thread as a conversation about one particular animal, and nothing in the file names says which is which. Ask, by name, which dog is in each clip.

Then stop analysing video and do the thing that makes all of it moot. Get on a live call, ask them to hold up today’s date, and name an exercise you want performed in that moment. No recording answers a request made after it was filmed, which is why the FTC says legitimate sellers “will encourage an in-person or video meeting.” None of it replaces standing on the field, and our guide to reading a protection dog demo covers that.

A handler heeling a dog along a downtown Dallas street past parked cars and pedestrians
Downtown Dallas, mid-afternoon. Traffic, pedestrians, crossing signals — and a dog that is simply walking.

Titles Nobody Actually Issues

This is the richest ground for invention in the industry, because a credential is a word and words are free. Start with the shape of the claim rather than its content. A real credential has four parts: an organisation that issues it, a date, an event, and a record somewhere outside the seller’s own website. “Fully certified,” “master level,” an acronym you cannot resolve, an award with no awarding body — there is nothing underneath any of them.

Tier language is widespread enough that buyers assume it is standardised. It is not. No body defines level one, two and three, and one company’s level two is another’s level three. We describe what a dog will actually do instead, and set out what those descriptions mean so the words on our own site can be held to something.

“Police trained” and “military trained” do the most work for the least evidence, because no civilian certification sits behind either. At best they describe a training lineage. At worst they mean nothing, and the phrasing lets you fill in the difference yourself. One question separates them: which agency, which unit, which years, and will that agency confirm it. Now the useful half.

PSA

The Protection Sports Association runs sanctioned civilian trials in obedience and controlled protection, and publishes trial results, an events calendar and its list of decoys. Three things become checkable from outside: that the trial happened, that the dog was entered, and that the person claiming to have worked it is a listed decoy.

psak9-as.org

Mondioring

The United States Mondioring Association publishes trial results, a record search you can run against an individual dog, and the MR1, MR2 and MR3 titles those results feed. Reading that paper trail needs no cooperation from the seller.

usmondioring.org

IGP And KNPV

Trial systems, not labels: a title is earned on a date, at a trial, under a named judge, and written into the dog’s scorebook with the score attached. Ask for the scorebook page rather than the claim, then ask which club hosted the trial and contact the club. A real title survives that call.

AKC Registration

Registration records a litter rather than a dog — the sires, dams and litters are registered, and individual puppies from those litters are then eligible to be registered themselves. It is not an assessment of the animal, and on its own breeder classifieds page the AKC disclaims even that much: “The AKC makes no warranty or guarantee as to health, quality, parentage or value of dogs listed.” It is a floor, not a credential, and a seller presenting it as one is telling you what else they have.

akc.org

How To Check A Title Yourself

Everybody tells buyers to verify credentials. Almost nobody writes down what verifying one involves. It is eight steps and an afternoon, and you can do all of it without the seller knowing.

Now run it on us, because that is the point of the method. Our claim is that both owners are listed decoys at PSA-sanctioned trials — the decoy being the person in the suit who takes the bite. Here is that claim in the form the steps above ask for.

Organisation, club, place, date. Take those to PSA and check them against the published calendar and results rather than taking our word for it. The fuller version is on our story.

Refusing An Unfamiliar Decoy Is The Answer

If you make one request during the entire purchase, make it this: ask to see the dog worked by a decoy it has never met, and ask before any money moves. Why that single change reveals more than the rest of a demo put together, and what a fair modified answer sounds like, is worked through in our guide to reading a protection dog demo. What belongs here is the timing: a refusal you receive after paying is information you can no longer act on, and a refusal rarely arrives as a refusal — it arrives as a reason, so what you are listening for is whether that reason resolves into an alternative or into nothing.

The Records That Should Already Exist

At the money involved in a finished dog, documentation is not a favour. Every item below either exists or does not, and the honest answer to “does it exist” is never a description of the dog.

Hips And Elbows

OFA grades hips in seven categories — “Excellent, Good, Fair (all within Normal limits), Borderline, and then Mild, Moderate, or Severe” — and a final evaluation is a different document from the preliminary screening available between four and 23 months. PennHIP measures something else: passive hip joint laxity, from 16 weeks, scored against other dogs of the same breed and read by veterinarians certified in the method. Either is meaningful. “Hips are great” is not.

Why A Missing Record Is Not Neutral

The detail that changes how you read a gap. Normal OFA hip grades are published — they sit in the public domain. Bad ones do not, unless the owner opts in. In OFA’s own words: “Unless the owner has chosen the open database, dysplastic hip grades are closed to public information.” So an absent record has two meanings: never tested, or tested and kept private. Ask which, and ask for the report rather than the grade.

Cardiac, Eyes And The Rest

Which screens matter varies by breed and by what the dog is for. What should not vary is the form of the answer: a named test, by a named veterinarian, on a named date, with a document you can hold.

A Pedigree You Can Verify

Registered names and numbers that resolve in a registry, not a hand-typed family tree in a PDF. Then read it for what it tells you, which is ancestry — not temperament, not nerve, not suitability for your house. Titles in a pedigree belong to other dogs.

Both schemes publish their methodology: OFA on hip dysplasia and the PennHIP FAQ. Which screens matter varies with the breed — the structural risks are not identical for a Belgian Malinois, a Dutch Shepherd and a German Shepherd.

What A Real Agreement Actually Says

Read the contract as the honest description of the deal, because it is the only part of the transaction that survives the enthusiasm.

The Health Guarantee, Read Rather Than Mentioned

A guarantee is only as good as its four boundaries: what it covers, for how long, what it pays, and what you must do to keep it valid. Many require a veterinary examination within days of arrival and quietly void if you miss it. Many pay in replacement rather than refund, which matters enormously if the point was this dog in this family.

The Return And Rehome Clause

What happens if the placement does not work? A serious seller has an answer, because they do not want their dog in a house that cannot run it. Look for whether the dog can come back, on what timeline and on what terms — and for the obligation running the other way. A clause requiring you to return the dog rather than rehome it privately is a good sign about who they are.

What “Lifetime Support” Means In Writing

Almost everyone offers it, so read it as a term rather than a sentiment. “Call any time and we will talk it through” is cheap to give. “We will come back out and work the dog” is a different promise with a cost attached, and it should say who travels, how often, and who pays.

Training Terms And What Is Excluded

The agreement should name what training the dog arrives with, what instruction you get on delivery, and what is billed separately afterwards. Food, vet care, insurance, equipment, boarding and refresher work sit outside the purchase almost everywhere. A contract that never says so is not being generous. It is being quiet.

One more clause, whose absence is informative: what happens if the dog fails a health screen or a temperament assessment after arrival. A seller who has thought about that has thought about the placement failing. Our own split between what is included and what is not is written out in the FAQ rather than left for the contract to reveal.

Bought Overseas, Resold Six Weeks Later

A large share of the working dogs in this country arrive from Europe, and the breeding programmes there are why these dogs exist at all. Importing is not the problem. A particular sequence is: a dog is bought overseas, often on video, sometimes sight unseen, by a US buyer who has never handled it. Weeks later it is listed at a considerably higher number and photographed on a nice lawn. Somewhere in that chain there was supposed to be an evaluation — somebody who put hands on the dog, worked it, and formed an opinion not inherited from the seller they bought it from. Frequently there was not one.

So the description you are reading has been copied forward twice without anyone re-checking it, and the two things most likely to be wrong are the two things paperwork cannot carry: how the dog handles pressure from an unfamiliar person, and how it behaves when nothing is happening. Ask the sequence questions plainly. Where did this dog come from? When did it arrive? Who has worked it since, how often, and where? A seller who developed the dog answers at length. One passing a dog through answers in adjectives. What should sit behind a finished dog is set out on our fully trained dogs page.

Both Ends Of The Price Range Are A Tell

A price far below the market band is the easier read. Serious dogs are expensive for an unglamorous reason: months of daily work, plus every candidate that was evaluated, rejected, and still had to be fed and vetted meanwhile. At a fraction of the market rate, the money comes out of something — usually the selection, meaning nobody turned the dog down, or the finishing, which is the part you cannot see in a fifteen-second clip.

One of our dogs looking straight into the camera with its ears up
Attention is cheap. What you are buying is what happens in the half second after it.

The other extreme is subtler. A very large headline number with no date attached is frequently not a price at all. It is a figure recycled from press coverage of one unusual sale, repeated until it reads as the going rate. That is checkable: the same single sale gets cited by three outlets across twelve years, and all three appear with their quotes and links on our pricing page, alongside published tier ladders, ownership costs, insurance exclusions and the Texas liability floor. What that page does not carry is our own price, because a number with no dog attached to it is not information.

Underneath all of it sits the prior question. Most people who contact us should not buy a protection dog, and we wrote a whole guide arguing them out of it. The cheapest way to avoid being taken by anybody here is to want the thing they sell a little less than you did when you started reading.

Nine Questions For The First Call

Ask them in this order. None is aggressive, all are normal for a purchase this size, and what each is really testing is written underneath it.

If a seller becomes irritated by this list, that is your answer and it cost one phone call to get. Anyone selling a good dog has been asked all of it before.

Everything Cited On This Page

Each was read on the page it is cited to. Everything else here is our own reasoning, and you should weigh it knowing we sell these dogs.

Last checked 8 September 2026. If one of these has moved or changed, tell us and we will correct it.

When We Publish Something Worth Reading

No sequence, no drip, nothing automated. One email when we have written something a buyer would actually use — which is a handful of times a year, not a handful of times a month. Leave and we stop.

Run This List On Us First

Take every question on this page to whoever you are buying from, and start with us. We would rather answer nine uncomfortable questions on a first call than have somebody spend this kind of money on trust alone — including trust in us. If the answers send you somewhere else, that is a working process rather than a lost sale.